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Apr 8
Child Life Insurance through Gerber Life’s Grow-Up Plan

Do you have children? Have you ever considered purchasing child life insurance? In the world of increasingly sophisticated and diverse insurance and financial vehicles, the Gerber Life Insurance Company is offering an excellent child life insurance plan called the Grow-Up Plan®. With this plan, Gerber Life offers affordable, industry-leading child life insurance that will help provide families with a more secure financial future.

The Grow-Up Plan is designed for children from 14 days old to 12 years old. It is a whole life policy with low premiums that builds cash value over time. Here are somGerber%20Life%20logo.gife of the main features of the Gerber child life plan:

  • Low premiums with high coverage
  • Coverage automatically doubles at age 21
  • Cash value builds
  • Availability of additional insurance guaranteed

You can start a child with a $5,000 - $35,000 whole life policy, which will double when the child reaches age 21, though the premium payments will remain the same. Thus, the child is essentially getting twice the coverage for the same low cost. This is a significant benefit. Also, after 20 years of consistently paying the plan premiums, you will have build up a cash value that is equal to or greater than 100% of the premiums you have paid.

If you’ve never thought of child life insurance, I suggest you strongly consider it. The Gerber Life child insurance Grow-Up Plan is one of the best available.

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16 Comments/Trackbacks




I think Gerber does offer a good program for life insurance for children.

In addition to gerber, Globe Life offers a plan that you can start for just $1. Globe Life is rated "A+" Superior b y A.M. best Company for financial strength.

Also, Globe Life has been providing affordable children's life insurance since 1964. It may be a good idea to compare plans before making a choice.

getting a insurance depends of our necessities, there are a lot of insurances companies we need to research about the best rates and options
Mortgage Protection

There is absolutely no good reason for a company to be preying on the fears of parents by selling life insurance policies on a child. It goes against good financial sense and is simply a really bad idea.
Jerry
www.leads4insurance.com

There is absolutely no good reason for a company to be preying on the fears of parents by selling life insurance policies on a child. It goes against good financial sense and is simply a really bad idea.
Jerry
www.leads4insurance.com

HI,

Do visit http://sunilrams.blogspot.com and if you like my blog lets exchange links

regds sunil

The above mentioned policy is a good one and every child should get benefit from it. The premium of such policies is very low so it is a long term investment which secures future.

Life Insurance

I am shocked that there is this much support for children's life insurance! Come now, folks. Health insurance for kids? Absolutely. But LIFE insurance? That is a wooden nickel if ever I heard of one. It leads me to think that the posters are shilling for the industry.

(Oh, and sorry for the double post above. Don't know how that happened!)

Jerry

low premium is the usp of such programs and its good in long term period.

As far as the post from Jerry concerning life insurance for children being a scare tactic - I am a pastor and sadly have had to do the funerals of to many babies and children. People of all ages die, and for a small amount parents can have a policy that would provide the necessary funds should ever such a tragedy happen. Gerber Life Grow Up plan is a great plan - We got this for our daughter when she was a baby and the special offer at the time included a FREE $50.00 US Savings Bond and beautiful wall certificates for us and grandma. At age 10 she used her Bond to buy a bike. She recently turned 21, and her policy doubled at no additional charge that she can now carry the rests of her life. Oh, and it does earn a cash value.

all life insurance arrangements should be based on intelligent assessment of an individual's (or family's) risks and needs - in most cases this will make child life insurance uneccessary. Far better to insure the parents adequately to protect the future of any children.

I sell Life insurance and I do not sell "Kiddie" policies as a benefit to the parents or a scare tactic. People should get these policies to ensure insurability in the future. Think of all the people that develop diabetes or other ailments and cannot get life insurance to protest their family. There are people out there to make a buck and it is sad, but there are people that do right by their customer.

I am a huge fan of life insurance on kids, particularly a permanent plan. You lock in a premium at a ridiculously low rate, lock in their health (yes, bad health can happen to kids, such as diabetes) and avoid rising term premiums later in life.

Is there a cap as to how much permanent life insurance you can buy on a kid??

Permanent life insurance locks in a rate at your age today. Do you want to lock in a rate at today's age or wait until you are much older and maybe cannot qualify? Buy it today!

Boy if it's one thing this company has it's name recognition. Any company would love to have the name recognition of Gerber, me included.

No parent should be forced to ponder how much their child is worth. The idea of deciding on an amount of money you're childs life is worth simply upsets my stomach.

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