Here I go again with another sponsored review of an insurance related website. Today's review is about a site that offers Term Life Insurance quotes and also quotes from a variety of other life insurance products.
The first thing that catches my attention when I visit Lifeinsure.com is the stylish and professional layout. They have not only created a sleek look but also are using different shades of blue to soften the feel.
One of the prominent parts of the main page is the term quote box on the right hand side. You can conveniently plug in your information and begin the process of generating a term quote. This process is fast and painless as I gave it a whorl myself. They also offer return of premium, universal life, whole life and survivorship quotes.
If you’re not sure what those types of policies are then dip into their Education Center, which can be accessed through the link along the horizontal navigation bar. Scrolling down the Education Center page I was really impressed with the amount of information made available. From explanations of all the different types of life insurance they offer to how rates are calculated they have a significant amount of helpful information.
A positive about the insurance agents behind this site is that they offer insurance from a multitude of different companies. This fact usually signifies that they’re independent agents, which is a plus if you’re looking for options and want the least expensive premium. Know that they offer temporary insurance (term) and also permanent life insurance in the form of whole life and universal life. They don’t list equity indexed universal life (EIUL) or variable life so I suspect, although I could be wrong, that the agents only hold life licenses and not any securities licenses. You don’t need a securities license for EIUL but you do for variable life.
They also have videos they’ve created on a variety of insurance topics. The videos are set up in an interview style with a snazzy title “Business News Today” and a professional host asking questions of Richard Reich. I presume Reich is the founder of the site and of course a licensed insurance agent. The videos are a great idea to foster an all around learning environment for those that prefer a different medium.
One final plus of the site and services they offer is the fact that they insure people in all 50 states and the District of Columbia. Overall Life Insure is a great place to start and possibly finish your life insurance buying process. They’ve created a site with a plethora of information and a quote system whereby you can compare rates from different quality insurers without having to divulge your personal information.
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