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Mar31
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An important program for children is set to end this year. The State Children’s Health Insurance Program (SCHIP) “targets low income families who do not qualify for Medicaid” according to an article on crosswalk.com. To be more specific SCHIP varies by state but for the most part “uninsured children under the age of 19, whose families earn up to $36,200 a year (for a family of four) are eligible” according to the program website. The insurance will pay for “doctors visits, immunizations, hospitalizations and emergency room visits.”  I’m in agreement with one lawmaker, Rep. John Dingell (D-Mich), who said, “the program should be expanded to cover more of the uninsured, arguing that ‘healthcare should be a right, not a privilege.’" He went on to say “this is something for us to do while we wait for a White House and an administration that is supportive of universal healthcare.” There will be no serious discussions of universal healthcare while this current administration is mired in Iraq and other bungled decisions.
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Mar31
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I’ve never been to India let alone Mumbai but one thing I do know is that there are a lot of people living in that country. To that fact Indian blogger Ganesh N. Kulkarni writes about the 6 million daily...
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Are you not getting adequate tech support from your insurance carriers? Is it hassle to receive important client information in a computer file or do some carriers just flat out refuse to offer the computer file option over paper? The...
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Mar30
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There might come a time down the road, I’m talking when you’re 65 or older, when you no longer can afford your life insurance premiums or feel that you don’t need life insurance. Both of these issues are very valid...
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Update (4/30/07): Welcome to all the new visitors from John Chow Dot Com! If you're new to the site take a moment to look through some of the over 700 posts related to the insurance industry. I offer up commentary,...
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If you’re not familiar with the Insurance Information Institute (III) then I highly recommend visiting their website and looking through their many insightful articles. III is a nonprofit organization that disseminates insurance related information for consumers and agents alike. In...
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Mar29
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Not living in Alabama I didn’t know that a mere few years ago the state began requiring drivers to have liability insurance. I assumed all states required at least auto liability insurance but apparently I was wrong. Are there other...
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I wrote a post some months ago about the Pay-As-You-Drive insurance model. The basic idea is that your auto insurance premiums will be based on miles driven. The less you drive the less you pay in insurance premiums.King County Washington...
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Mar28
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An Associated Press article on the Cincinnati Post website talks about a small group of injured workers trying to get the right to tape their medical exams for their workers comp claims. Ohio currently “prohibits videotaping the exams that determine...
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After tracking back through several blog entries I came upon an article on Law.com about a New Jersey law firm that has put the brakes on plans for a blog on their website because of their malpractice carrier. According to...
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Mar27
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An article published yesterday in the New York Times goes after long-term care providers that have shown less than stellar performance in handling their claims process. Conseco Inc. (CNO) and Penn Treaty American Corp. (PTA) are the insurers that feel...
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I came across a brief article about college graduates confronting the real world and finding that not all is so rosy on the health insurance front. After 4, 5 or even 6 years of college stepping out of that ulterior...
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Mar26
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As I’m sure you’re already aware U.S. Senator Trent Lott lost his seaside home in Pascagoula Mississippi to Hurricane Katrina. Shortly after the storm Lott’s insurer State Farm let him know they wouldn’t be paying his claim due to the...
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Recently introduced House and Senate bills are facing opposition from some of the largest insurance groups in the United States. The bills S. 618 and H.R. 1081 are an attempt to repeal the McCarran-Ferguson Act, a law passed in 1945...
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Mar12
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Sponsored ReviewI’m conducting my first sponsored review for The Insurance Policy and its about a comprehensive Auto Loans website. First laying my eyes onto their main page I’m impressed with the clean look of the site and the clearly demarcated...
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Mar 3
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Yes, you read that correctly you need to protect your homeowners’ policy from burglars ruining the entire situation. Your homeowners’ policy could become worthless if a burglar were to ransack your home and steal various prized possessions. This is due...
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Mar 2
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If you thought life insurance was strictly for families or businesses then you were sorely mistaken. In the state of Oklahoma a group of wealthy college donors has offered their very lives for the cause of formal education. Well, they’re...
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Another large sum of money has been deposited in an “existing settlement fund concerning Holocaust-era claims that was administered by the international commission on Holocaust Era Insurance Claims” according to nationalunderwriter.com. This fresh new pile of money is from an...
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Mar 1
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According to the National Association of Insurance Commissioners (NAIC) the answer is a resounding yes. A recent study from the NAIC revealed, “56% of U.S. adults say they would be unable to pay their bills or meet expenses if they...
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MetLife Inc. (MET) conducted their fifth annual “Study of Employee Benefit Trends” according to nationalunderwriter.com. The findings are not too much of a surprise. Payroll deductions come out on top as 51% of employer survey participants “cited payroll deductions as...
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