This product is fairly comprehensive as it covers “the business of growing, making and selling wine, including vineyards, equipment, employees, winemaking and production, retail stores and tasting rooms as well as on-site tours and events.”
The following coverage is part of this product:
Property-Gard Select Winery Endorsements– Coverage and valuation options covering buildings, business personal property, wine products, and barrel and case storage products against loss from a wide variety of perils. Coverage and valuation options for in-process wines, library wines, heritage wines and staged release wines.
Ocean Cargo- Property protection for cargo that is being shipped by sea, air, and/or land. This allows parties involved in international trade, be they sellers, buyers, banks or other interested entities to be confident that the transaction can be completed.
Agricultural Chemical Drift – Coverage for physical injury to people, domestic animals, or growing or harvest crops due to herbicide or pesticide above-ground contact or accidental chemical drift from a vineyard to a neighboring property. Includes payment for the defense of any resulting claim or lawsuit.
Product Withdrawal Expense – Covers expenses incurred when a defect such as contamination or mislabeling causes the withdrawal of goods from customers.
Agricultural Chemical Drift – Coverage for physical injury to people, domestic animals, or growing or harvest crops due to herbicide or pesticide above-ground contact or accidental chemical drift from a vineyard to a neighboring property. Includes payment for the defense of any resulting claim or lawsuit.
Product Withdrawal Expense – Covers expenses incurred when a defect such as contamination or mislabeling causes the withdrawal of goods from customers.
