No-fault auto insurance laws as defined by nolo.com:
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.
The current no-fault law will not sunset October of 2007 and return Florida to a traditional tort system for settling auto claims. Some of the difficulties facing insurers will be transitioning drivers into the tort-based system. This process will begin this October with renewal notices describing the new system.
ON OCTOBER 1, 2007 FLORIDA WILL BE THE ONLY STATE IN THE COUNTRY THAT WILL NOT REQUIRE INSURANCE TO DRIVE A CAR. THAT'S RIGHT, CAR INSURANCE WILL NO LONGER BE MANDATORY AND IT’S ALL THANKS TO POLITICIAN MARCO RUBIO. WHAT DOES THIS MEANS TO YOU?
1. THE ROADS WILL BECOME MORE DANGEROUS PUTTING EVERYONE AT RISK IF CAR INSURANCE IS NOT MANDATORY;
2. INCREASES THE CHANCES YOU WILL BE FINANCIALLY RESPONSIBLE FOR THE DAMAGES TO YOUR CAR AND YOUR MEDICAL EXPENSES EVEN IF A CAR ACCIDENT IS NOT YOUR FAULT;
3. THERE WILL BE LONGER LINES IN THE EMERGENCY ROOMS BECAUSE ONLY HOSPITALS WILL TREAT THE UNINSURED WHICH IS 40% OF FLORIDA;
4. TAXES WILL BE INCREASED TO COVER THE $350 MILLION THE HOSPITALS WILL LOSE;
5. CAR INSURANCE WILL BE MORE EXPENSIVE FOR THOSE WHO BUY IT;
6. HEALTH INSURANCE WILL BE MORE EXPENSIVE FOR EVERYONE;
7. DRAMATIC INCREASES IN THE AMOUNT OF LAWSUITS AND THE CLOGGING OF THE COURT SYSTEM;
8. THE CLOSURE OF 36 DRIVER’S LICENSE OFFICES, LAY OFFS OF 500 EMPLOYEES AT DEPT. OF MOTOR VEHICLES (DMV) AND THE LOSS OF $4 MILLION DOLLARS IN OVERTIME PAY TO STATE TROOPERS BECAUSE THE DMV WILL LOSE $29 MILLION DOLLARS A YEAR IN FEES; AND
9. THERE WILL BE THE LOSS OF JOBS FOR THE INDEPENDENT INSURANCE AGENTS AND SMALLER INSURANCE COMPANIES THAT COMPETE WITH BIG INSURANCE COMPANIES.
PLEASE CALL POLITICIAN MARCO RUBIO AND REMIND HIM THAT HE WORKS FOR YOU AND NOT BIG INSURANCE. TELL HIM YOU WANT FLORIDA TO CONTINUE REQUIRING ALL DRIVERS TO PURCHASE INSURANCE BY CALLING HIM AT (305) 442-6939.
Get the facts. Go to www.SAVEPIP.com. Never blindly trust Big Insurance.
Posted by: CRIS BOYAR | June 3, 2007 8:51 PM | Permalink to Comment