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May10
Free Life Insurance Offered By Mass Mutual
I was amazed to read about a program for free life insurance, LifeBridge, being offered by Mass Mutual Life Insurance Company.  They started this program in 2002 in selected states but now offer these policies in all 50 states.  They have currently issued 5,000 policies and have set a limit of 20,000 or until December 31, 2007 whichever comes first. 

These are 10 year term policies with a $50,000 face amount for certain eligible parents.  The purpose of these policies is to provide money for a child of a deceased parent in a trust exclusively for school expenses.  They have some requirements for eligibility:

•  Between the ages of 19 and 42;
•  The parent or legal guardian of one or more dependent children    under age 18;
•  A permanent, legal resident of the United States;
•  Currently employed full or part time with a total family income not less than $10,000 or more than $40,000 annually;
•  The only member of your household who has applied for the LifeBridge Free Life Insurance Program;
•  In good health.

You would not be eligible if you:

•  Have been diagnosed with heart disease, cancer, HIV or Type 1 Diabetes;
•  Currently abuse drugs or alcohol or have abused them within the last 10 years;
•  Are currently on probation.
A life insurance company offering free insurance is an amazing sight to see.  However Mass Mutual is not dumb that is why this is a 10 year term policy for only $50,000.  The chances of a person in good health between the ages of 19-42 dying within ten years are slim.  There will always be a few exceptions but most of the parents applying for this coverage will outlive the ten years.  Mass Mutual relies on the very accurate mortality tables to be able to offer free insurance. 

However, it does not hurt for eligible parents to apply for free life insurance and have more peace of mind. 

2 Comments/Trackbacks




Please email me, i would like to get my kids policies and i have been having problems with arthritis, please help me..

Every single one of us, or someone we know, is facing some health challenges. It seems like everywhere you turn, there’s a story about how unhealthy most Americans have become. Obesity and diabetes are some of the major health issues we see. Both are, no doubt, on the rise among both adults and children. In a recent report from the New York Times, kidney stones are becoming more and more common in children as young as 5 or 6. Back in the ‘70s and ‘80s, a child with kidney stones was a rare case; nothing compared to what it is today. Two of the biggest risk factors are children (and adults) not drinking enough water and eating too much salt. It is hard, however, for parents to regulate their children’s intake 24-7 especially when parents are at work and while the children are at school. There’s really nothing more to do than to educate your children about the issue and healthy eating and most importantly, set a good example as well. Kidney stones are harmful to your children. It’s a serious problem if it happened that your child develop kidney stones. In addition to that, it can also leave a major strain on your budget. If you are unable to cover those unexpected doctor bills, payday installment loans can get you the immediate cash you need to accommodate you or your child’s journey to recovery.

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